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Ramp combines corporate cards with spend management. Employees get cards with policy limits, receipts are captured and matched automatically, and approvals route by amount or category. The platform syncs to accounting systems, tracks subscriptions, and can negotiate or flag software spend. A free tier covers core card and expense features, with paid products for procurement, travel and treasury. It is aimed at companies that want control over spending without a separate expense tool. Availability and rewards depend on the country and underwriting, so check eligibility before planning around it.
